A licensed multi-line insurance carrier.
Benefit Re Insurance writes four product lines (Health Insurance, Property & Casualty, Stop-Loss, and Reinsurance) inside the Health Logistics Group ecosystem, where insurance risk is intentionally ring-fenced via a captive structure while payment assets remain at banks.
Four product lines under one carrier.
As a multi-line carrier, Benefit Re can structure coverage across health, property and casualty, stop-loss, and reinsurance, underwritten on regulated paper and supported by institutional reinsurance capacity.
Product lines
Health Insurance · Property & Casualty · Stop-Loss · Reinsurance
Administration
Plans are administered through MBA TPA, the operations sister company in the HLG ecosystem, with 20+ years of plan administration experience behind the carrier.
Reinsurance from the same names behind the country's largest carriers.
That depth provides the financial capacity to support plan-level guarantees that other small carriers cannot offer.
Institutional capacity
Backed by the same institutional reinsurance partners behind the largest carriers in the country. Brokers can request our financial profile and reinsurance documentation.
Connected to HLG. Advised by industry veterans.
Carrier leadership
HLG — Bill McClure, Phil Krivacek
Strategic advisory
Advisors — Carl Mazzola, Mike Gramz, Klint Kesto
"HLG built its own licensed, multi-line carrier infrastructure so risk could be underwritten on regulated paper with institutional reinsurance behind it. That's the origin story, and it shapes how we underwrite across our product lines, who we partner with, and how we treat broker and MGA relationships." — Health Logistics Group, Founding principle
Vetting Benefit Re? Ask anything.
Benefit Re is part of Health Logistics Group, alongside MBA TPA (administration) and PayGate (payments) in Engine B.